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Banking & Finance Sep 06, 2026

Current Account Opening Checklist: Documents Required for Proprietorship, LLP & Pvt Ltd

Comprehensive KYC checklist required by leading banks (HDFC, ICICI, SBI, Axis) to open a business Current Account with zero initial rejection.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

CMA Data Report Preparation for Bank Loans: Projected Balance Sheets & DSCR

Master the Credit Monitoring Arrangement (CMA) report format: Past 2 years audited figures, operating statement, MPBF working capital, and DSCR for loan approval.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

Bank Reconciliation Statement (BRS): Process, Importance & Audit Safety

Why monthly bank reconciliation is critical for small businesses, identifying uncredited cheques, direct bank charges, and avoiding GST audit notices.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

Cash Deposit Limits in Savings & Current Accounts: SFT Reporting & Tax Notice Rules

Understand Annual Information Statement (AIS) SFT reporting thresholds for cash deposits (₹10L in savings, ₹50L in current accounts) and Section 68 scrutiny.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

MSME / Udyam Registration Benefits: Collateral-Free Bank Loans under CGTMSE Scheme

How to leverage Udyam registration for collateral-free bank credit up to ₹5 Crores under CGTMSE, 1% interest subvention, and delayed payment protection.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

NEFT, RTGS, IMPS & UPI for Businesses: Limits, Settlement Timing & Charges

Comprehensive operational manual comparing payment modes for business vendor settlements, bulk payouts, transaction limits, and reconciliation.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

How to Get a Bank Solvency Certificate and CA Certified Net Worth Certificate

Understand the legal difference between Bank Solvency and CA Net Worth certificates, formats, property valuation proofs, and UDIN verification.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

How to Improve Commercial CIBIL & Credit Score for Business Loan Approval

Proven strategies to elevate personal CIBIL (750+) and Commercial CIBIL Rank (CMR 1 to 3) to secure faster, low-interest bank loan approvals.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

Section 194N TDS on Cash Withdrawals from Banks: 2% and 5% Rates Explained

Comprehensive guide to Section 194N TDS on cash withdrawals exceeding ₹20 Lakhs / ₹1 Crore, exemptions for APMC traders, and claiming TDS in ITR.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

International Payment Gateways for Indian Exporters: Stripe, PayPal, IEC & FIRC/FIRS

How Indian SaaS companies, exporters, and freelancers can integrate Stripe/PayPal, obtain Import Export Code (IEC), and collect FIRS certificates for GST audit safety.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

Class 3 Digital Signature Certificate (DSC): Token Setup for MCA, Banking & e-Tenders

Complete guide to obtaining a Class 3 DSC with FIPS cryptographic USB token, paperless Aadhaar verification, and configuring Java drivers for portal signing.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

Overdraft (OD) vs Cash Credit (CC) Facility: Key Differences & Drawing Power (DP)

Comprehensive comparison of Overdraft (OD against FD/property) versus Cash Credit (CC against stock & debtors), monthly stock statements, and Drawing Power.

By easyfile Tax & Compliance Team Read Full Guide →

Banking & Finance Sep 06, 2026

How to Reactivate Inactive or Dormant Bank Account: Re-KYC Guidelines

Step-by-step reactivation of dormant bank accounts, RBI guidelines, unfreezing funds, updating PAN-Aadhaar KYC, and preventing unclaimed deposit transfer (DEAF).

By easyfile Tax & Compliance Team Read Full Guide →