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12.5% LTCG & 20% STCG Rates

Capital Gains Tax Calculator (Post-Budget 2024 Rates)

Compute 12.5% LTCG, 20% STCG, ₹1.25L Exemption & Real Estate Gains Post-Budget

All Calculators (11) How It Works Formula FAQs

Capital Gains Tax Calculator (Post-Budget Rates)

Compute Short-Term (STCG) and Long-Term (LTCG) tax on Listed Equities (12.5%), Real Estate Property, and Mutual Funds.

AY 2026-27 Rates
₹
₹
Months
Net Capital Gains Tax Payable
₹ 28,600
Total Capital Gain ₹ 3,50,000
Gain Classification LTCG (>12 Months)
Tax-Free Exemption (Sec 112A) ₹ 1,25,000
Taxable Gain Amount ₹ 2,25,000
Tax Rate (with 4% Cess) 12.5% + 4% = 13.0%
Review Capital Gains with Tax Specialist
In-Depth Overview

About the Capital Gains Tax Calculator (Post-Budget 2024 Rates)

Calculate Short-Term (STCG) and Long-Term (LTCG) Capital Gains tax on listed shares, equity mutual funds, and real estate property in accordance with the latest Union Budget reforms (12.5% LTCG, 20% STCG, ₹1.25 Lakh exemption under Section 112A, and 12.5% property tax without indexation).

Key Capabilities & Features

  • Fully updated with Union Budget 2024 capital gains tax rate overhaul
  • Incorporates enhanced ₹1.25 Lakhs annual LTCG tax-free exemption under Section 112A
  • Computes listed equity shares (12.5% LTCG / 20% STCG) and real estate property
  • Includes 4% Health & Education Cess for exact statutory calculation
  • Direct advisory for Section 54 / 54EC capital gains tax exemption bonds
Step-by-Step Guide

How Does the Capital Gains Calculator Work?

Follow these simple steps to obtain instant, legally validated mathematical and tax calculations.

1

1. Select Asset Category

Choose 'Listed Shares / Equity MF' or 'Real Estate Property'.

2

2. Enter Purchase & Sale Amounts

Input total cost of acquisition (purchase price + expenses) and total sale consideration received.

3

3. Specify Holding Period

Input total months the asset was held from purchase date to date of sale.

4

4. View Tax Liability & Exemptions

View gain classification (LTCG vs STCG), applicable tax rate with 4% cess, Section 112A ₹1.25L exemption, and net tax payable.

Mathematics & Law

Formula & Calculation Logic

Mathematical Formula
LTCG Equity Tax = (Gross Gain - ₹1,25,000 Exemption) × 12.5% × 1.04 Cess | STCG Equity Tax = Gross Gain × 20% × 1.04 Cess

Post-Budget 2024 tax rules: Listed equity shares and equity mutual funds held over 12 months are classified as LTCG, taxed at 12.5% under Section 112A on gains exceeding ₹1.25 Lakhs per financial year. Equity assets held for 12 months or less are classified as STCG and taxed at 20% under Section 111A. For immovable property held over 24 months, LTCG is taxed at a flat 12.5% without indexation (with grandfathering provisions for properties bought prior to July 23, 2024).

Expert Advisory Recommendation:

Online estimations provide mathematical clarity, but real-world filing involves matching multiple source ledgers (AIS/TIS, Form 26AS, GSTR-2B, broker P&L). Consult with an EasyFile Tax Specialist before submitting statutory tax returns to avoid mismatch intimations.

Got Questions?

Frequently Asked Questions

Expert answers on statutory compliance, exemptions, and calculation rules.

Under Section 112A, the annual Long-Term Capital Gains tax exemption limit for listed equity shares and equity mutual funds was raised from ₹1,00,000 to ₹1,25,000 per financial year.

For properties held for more than 24 months, LTCG is taxed at a flat 12.5% without indexation for sales post-July 23, 2024. For properties acquired before July 23, 2024, resident taxpayers have the option to calculate tax at 20% with indexation and pay the lower of the two amounts.

Yes. Short-term capital losses can be set off against both STCG and LTCG. Long-term capital losses can only be set off against LTCG. Unadjusted losses can be carried forward for up to 8 assessment years provided ITR is filed on time.

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